101*       WHEELING & DEALING:  CAR BUYING WISELY
THURSDAY, APRIL 28, 2008 – 1 CLASS                                   

6 - 8 PM                 $45

This seminar will teach you inside secrets to save you money.  To be discussed:  buying used cars, new cars, invoice price, wholesale price, rebates, hidden rebates, hidden warranties, negotiating, tricks of leasing, salesmen tricks, buying off the Internet and sources of information.  After this course you will have the ability to negotiate from strength and not get ripped off.  Bev Nathan is strictly a consumer advocate.  Her sole purpose is to protect the consumer.  Optional materials fee of $18.

102*       ENTREPRENEURSHIP:  STARTING YOUR OWN BUSINESS
THURSDAY, APRIL 28, 2008– 1 CLASS                                  

 8 - 10 PM               $45

This informative seminar will teach you behind the scenes information on how to start a successful home-based second-income business that can become full time. With little money down, you’ll learn how to decide on a business or project to sell with minimal problems. You’ll learn how to avoid making major financial mistakes. This course will save you time, money, & psychological wear and tear. Franchising will be discussed. Bev Nathan is a successful business person who started a part-time home based business with a partner 19 years ago and now has a successful full time business in an office complex. Optional materials fee of $18. 

103*       PROTECTING & INVESTING YOUR WEALTH WISELY
THURSDAY, APRIL 28, 2008 – 1 CLASS                                   

6 - 8 PM                 $45

Just come upon some money or have some money to invest?  This lively, fact packed seminar is a must for those who want to learn from a consumer advocate, Richard Nathan.  Since he is not a salesman, and has nothing to sell you, he will be blunt and straightforward about things that you are not supposed to know and were never taught in high school or college.  You will be taught how not to get ripped off when buying or leasing cars, buying insurance, investigating long term care insurance, investing with or without financial planners, and when investing in mutual funds on your own.  After taking this course, you will have the confidence to invest on your own or be able to interview financial planners so you can find those who are truly working for you.  You will learn how stretch and save your hard earned money.  IT IS TIME TO TAKE CHARGE OF YOUR MONEY!!  Optional materials fee of $18. 

104*       SAVE $$$ - HOW TO BUY & SELL REAL ESTATE WISELY

THURSDAY, APRIL 28, 2008 – 1 CLASS                                  

8 - 10PM                $45

The instructor, Richard Nathan, is a consumer advocate and not a real estate agent.  He has been buying and selling real estate for fourteen years.  He will show you step-by-step various techniques to save money and how not to get ripped off in real estate.  You will be taught how to buy and sell your home, foreclosure property, raw land, condominium, co-op, multi family, vacation home, time-share, or retirement home with or without a realtor for the best possible price.  Also, you will be taught how to buy investment properties.  The instructor will show you various ways to protect your most valuable asset, your real estate. The following topics will be discussed: mortgage sources, rent with the option to buy, screening potential buyers, buying with no money down, buying foreclosures, and how to sell your own home without a realtor. Optional materials fee of $18. 

105*       DEBT SEMINAR

MONDAY, MARCH 3, 2008 - 1 CLASS                                       

7 – 8:30PM           $10

Understand the financial impact of a pre-computed/schedule interest rate loan vs. a simple interest rate loan.  Use the equity in your home to develop a financial “game plan” to get you out of debt and achieve “financial independence.”

106*       PRE-PAID LEGAL

MONDAY, MARCH 10, 2008- 1 CLASS                                    

7 – 8:30PM            $10

Some events are unexpected and some are ones that we should have planned for but kept putting off.  Learn the benefits of having a will, a living will, durable power of attorney and other legal matters.